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Rahaim & Saints LLP

Delaware Bankruptcy Attorney

Tiffany Poole Bankruptcy AttorneyThere are quite a few reasons why you may have more bills than you can handle and creditors are harassing you with nonstop phone calls. Despite the common assumption that financial irresponsibility is what gets people in serious debt, the reality is this problem is more often caused by an unexpected event like getting seriously injured in an accident or losing a job.

There are quite a few reasons why you may have more bills than you can handle and creditors are harassing you with nonstop phone calls. Despite the common assumption that financial irresponsibility is what gets people in serious debt, the reality is this problem is more often caused by an unexpected event like getting seriously injured in an accident or losing a job.


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In many cases, filing for bankruptcy is the best way to take control of your financial situation. However, because there are situations where another option may be superior, it's best to speak with a filing bankruptcy lawyer in Delaware prior to making a final decision. By enlisting the help of a filing bankruptcy lawyer in Wilmington from the start, you can put yourself in the best possible position throughout this process.

Deciding Between Chapter 7 and Chapter 13 Bankruptcy

In many cases, filing for bankruptcy is the best way to take control of your financial situation. However, because there are situations where another option may be superior, it's best to speak with a filing bankruptcy lawyer in Delaware prior to making a final decision. By enlisting the help of a filing bankruptcy lawyer in Wilmington from the start, you can put yourself in the best possible position throughout this process.

Chapter 7 and 13 are the two main types of bankruptcy for individuals. The former involves liquidation, while debt reorganization is the primary focus of the latter. Once you meet with an attorney, they will be able to explain the specifics of each, as well as provide guidance about whether either form of bankruptcy is the best choice for your needs.

Alternatives to Filing for Bankruptcy

While bankruptcy is an important tool that helps people in many different situations, it's not the only solution for getting debt under control. Mortgage modification, short sales, collection defense and debt settlement are just a few examples of debt relief strategies that a filing bankruptcy lawyer Delaware can help you utilize.

One major benefit of either filing for bankruptcy or pursuing another formal debt relief strategy is once the process begins, steps can be taken to end issues like harassment by creditors. This means that stress and worry will be drastically reduced as you start the process of getting your financial standing back to where you want it to be. To schedule a consultation with a Delaware bankruptcy lawyer, call Rahaim & Saints at (302) 892-9200.