No-Fault Insurance Law In Delaware

No-Fault Insurance Lawyer In Delaware

Laws pertaining to who is ultimately responsible for personal injury and property damages are dictated by the state in which the accident occurred. In the State of Delaware there is a law regarding No-Fault Motor Vehicle Insurance. This law maintains that your insurance carrier is responsible for paying your medical bills and lost wages due to the accident. In addition, this law mandates that your insurance applies these same benefits to any and all occupants in your vehicle at time of accident.

Benefits Term

If you are a driver with a Delaware registered vehicle, state law requires that have automobile insurance coverage which includes Personal Injury Protection coverage, often referred to as PIP coverage, and sometimes known as no-fault insurance. This is insurance will cover any related medical bills incurred from injuries received from an automobile accident and will also cover lost wages. Generally, these expenses will be covered for two years, but in some limited cases, such as surgery, longer.

You should know that your policy provides that your insurance carrier has the right to send you to a doctor of their choosing for an examination. Should that healthcare provider conclude that your medical treatment is no longer reasonable or necessary, or that you are able to return to work, your carrier might seek to terminate your benefits or refuse payments for medical care.

Though Delaware has what is often referred to as a no-fault provision regarding payment of medical bills and wages, you are still entitled to file a claim or lawsuit for pain, suffering and/or bodily injury against the person or entity who is at fault regarding the accident. Even if you reside in a state with limited tort or verbal threshold laws this law may still be applicable. A skilled and experienced Delaware Auto Accident Lawyer can help determine any and all compensation and benefits you may be entitled to under Delaware law.

Contact A Delaware Motor Vehicle Accident Lawyer

If you or a loved one have sustained an injury in a motor vehicle accident in the State of Delaware, you should contact a Delaware Personal Injury Lawyer in the immediate future. Please contact the Delaware Auto Accident Lawyers at Rahaim & Saints if you have been injured in an auto accident in Delaware. They can be reached at 302 892 9200 or 302 832 1800. Or, email them by clicking here. The Delaware Injury Attorneys at Rahaim & Saints will help you and discuss your claim with you. With many years experience helping those injured in car accidents in Delaware, Mr. Rahaim & Mr. Saints have the experience, skills, and knowledge to obtain the compensation to which you are entitled for your injuries. This includes lost wages, medical expenses and pain and suffering.

The Delaware Personal Injury & Auto Accident Attorneys at Rahaim & Saints proudly serve those injured in car, truck & motorcycle accidents throughout all of Delaware including cities and towns such as: Wilmington, Fairfax, Talleyville, New Castle, Newark, Bear, Glasgow, Middletown, Smyrna, Dover, Georgetown, Lewes, Rehoboth Beach, Dewey Beach, Bethany Beach, Ocean View & Fenwick Island.