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Tips to Prevent Repossession and Ensure You Can Afford to Keep Your Vehicle

Posted by RahaimSaints on June 22, 2016 | Bankruptcy

Car repossession in Delaware happens when someone leases or purchases a car with financing and fails to make monthly payments. Car financing and leasing always uses the car as collateral. This means if you can’t make your payments, your car can be taken away from you.

Repossession can harm your credit rating, leave you without a car, and can be embarrassing. Worse, repossession can mean the party in charge of financing can still pursue you for any money left outstanding after the repo. This can end up costing tens of thousands of dollars or more — even once the car is gone.

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If you fallen behind on your car payments, all is not lost. There may still be ways for you to keep your car, or at least save yourself from repossession:

1) Refinance the car.

Dealing with Credit Card Debt: Tips to Help You Breathe Easier

Posted by RahaimSaints on June 15, 2016 | Bankruptcy

Many Americans have unsecured debt, and learning how to manage credit card debt in Delaware or your home state can be a challenge. Credit cards are a special concern because they generally charge higher interest rates when compared with credit lines or mortgages, making it easier to stay in debt.

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The way credit cards work can also work against you. Most credit cards work by having you pay off only a portion of what you owe each month (the minimum monthly payment). With high interest plus additional fees, it can take a long time to pay off the full amount of your credit card debt. Even a debt of a thousand dollars can end up taking years to pay off if you only pay the minimum each month.

Are Smartphones the Latest Tool Used to Encourage Domestic Violence?

Posted by RahaimSaints on June 1, 2016 | Criminal, Personal Injury

Domestic violence lawyers in Delaware are always looking for ways to help their clients stay safe, and one area of concern for both abuse survivors and their attorneys has to do with modern technology. Specifically, smartphones and mobile devices have technology which can compromise survivor safety and can make it easier for abusers to find their spouses.

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Some concerns with mobile devices in general, and smartphones specifically, include:

1) Software

Smartphone spyware issues are a serious concern for women’s shelters, domestic abuse lawyers, and survivors. This software can be installed on any mobile device and works silently, sending information back to the person who installed it. In some cases, phones don’t even have to be turned on for information to find its way back to the person who installed the software.